FBR Income Tax Calculator – Pakistan 2026

Income Tax Calculator Pakistan – FBR Salary Tax Estimator 2026

Calculate your annual and monthly income tax for the tax year 2026 based on the latest FBR slabs. This estimator covers salaried individuals, with automatic monthly withholding calculation and net salary after tax.

πŸ“Š Income Tax Calculator (Salaried Individual)

This calculator uses the official FBR income tax slabs for salaried persons. It does not include professional tax or special allowances.

πŸ“œ FBR Income Tax Slabs for Salaried Persons (2026)

For the tax year 2026, the following progressive slabs apply to annual taxable income. No tax is levied on income up to Rs 600,000.

Annual Taxable Income (Rs)Tax Rate
Up to 600,0000%
600,001 – 1,200,0005% of amount exceeding 600,000
1,200,001 – 2,400,000Rs 30,000 + 10% of exceeding 1,200,000
2,400,001 – 4,800,000Rs 150,000 + 15% of exceeding 2,400,000
4,800,001 – 8,400,000Rs 510,000 + 20% of exceeding 4,800,000
8,400,001 – 12,000,000Rs 1,230,000 + 25% of exceeding 8,400,000
Over 12,000,000Rs 2,130,000 + 30% of exceeding 12,000,000

Note: These rates apply after standard deductions (e.g., Zakat, investments in approved funds). For most salaried persons, this is the tax liability before any credits.

πŸ“Œ Real Calculation Examples

Example 1: Annual salary Rs 1,500,000 β†’ Tax = 30,000 + (1,500,000 - 1,200,000) Γ— 10% = 30,000 + 30,000 = Rs 60,000 annual tax. Monthly withholding = Rs 5,000.

Example 2: Annual salary Rs 3,000,000 β†’ Tax = 150,000 + (3,000,000 - 2,400,000) Γ— 15% = 150,000 + 90,000 = Rs 240,000 annual tax. Monthly withholding = Rs 20,000.

Example 3: Annual salary Rs 10,000,000 β†’ Tax = 1,230,000 + (10,000,000 - 8,400,000) Γ— 25% = 1,230,000 + 400,000 = Rs 1,630,000 annual tax. Monthly withholding = Rs 135,833.

πŸ’‘ How to Reduce Your Income Tax Legally

  • Invest in approved pension funds – Contribution up to 20% of taxable income is deductible.
  • Donate to approved charities – Deduction up to 30% of taxable income.
  • Claim medical and education allowances – As per company policy, some allowances are tax‑free.
  • Register for tax credit on Zakat – If Zakat is deducted at source, it is fully adjustable.
  • File your return on time – Late filing incurs penalties and may affect withholding rates.

Frequently Asked Questions

What is the minimum salary to pay income tax in Pakistan?
If your annual income exceeds Rs 600,000, you become liable for income tax. Below that, no tax is deducted.
How is tax deducted from my salary?
Your employer deducts tax monthly under the β€œPay As You Earn” (PAYE) scheme based on estimated annual income.
Can I get a refund if I paid too much tax?
Yes, when you file your annual income tax return, any excess tax deducted will be refunded by FBR (usually within 3-6 months).